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LIC New Money Back Plan - 25 Years (Plan no. 821)

This is a Money back policy with Limited premium payment, Non-linked, Conventional, with-profits plan

Money Back is paid every 5th year

Eligibility Conditions & Restrictions
Minimum age : 13 years (Completed)
Maximum age : 45 years
Maximum maturity age : 70 years
Minimum Sum Assured : Rs.1,00,000
Maximum Sum Assured : No limit
Policy Term : 25 years
Premium paying term : 20 years
Premium payment : Yearly / Half yearly / Quarterly / Monthly (Thru Bank)
Loan : Eligible after 3rd year
Surrender : Eligible after 3rd year
Money Back is paid : End of 5th year - 15% of Sum Assured
End of 10th year - 15% of Sum Assured
End of 15th year - 15% of Sum Assured
End of 20th year - 15% of Sum Assured
On Maturity : 40% of Sum Assured + Bonus
On Death : 1.25% of Sum Assured + Bonus
(Already Money back paid will not be deducted)
Income Tax Benefits : (i) Premiums paid are eligible for Tax rebate u/s 80c
(ii) Maturity amount / Death claim is non-taxable u/s 10(10d)

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